Carteret County property record for 163 Smith Rd, Atlantic, NC 28511 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 2,622 sqft Heated Area |
| Lot Size | 23,261 sqft (0.534 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2026) |
| Tax Bill | $1,232.00 (2025) |
| Primary APN | 7492.19.62.0165000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,622 sqft Heated Area |
| Gross Area | 2,002 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,261 sqft (0.534 acres) |
| Depth X Width | 210 ft x 142 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 504 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 25494 |
|---|---|
| Street Address | 163 SMITH RD |
| City | ATLANTIC |
| State | NC |
| Zip | 28511-9615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TCT 1;LOT SR 1379 ATLANTIC |
| Legal Subdivision | SURVEY FOR TODD C BREED |
| Legal Tract | 1 |
| Legal Block | 62 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | ATLANTIC |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 970101 |
Source: Carteret County records · APN 7492.19.62.0165000
Assessment roll updated November 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 SMITH RD, ATLANTIC, NC 28511-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 20, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Doc Number | 20261884486 |
| Deed Book / Page | 1884 / 486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 04, 2026 |
| Property Address | 163 SMITH RD, ATLANTIC, NC 28511-9615 |
| Document Number | 0001884486 |
| Book / Page | 1884 / 486 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.1884486 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 SMITH RD, ATLANTIC, NC 28511-9615 |
| Document Number | 0001884487, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026..1884487 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 20, 2020 |
| Property Address | 163 SMITH DR, ATLANTIC, NC 28511-9615 |
| Document Number | 0016690243 |
| Book / Page | 001669 / 000243 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 SMITH DR ATLANTIC NC 285119615, ATLANTIC, NC 28511-9615 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,232.00 (-5.81%) | $310,902 (+231.16%) Land $44,250 Building $266,652 | $310,902 (+231.16%) Land $44,250 Building $266,652 |
| 2023 | $93,884 Land $27,563 Building $66,321 | $93,884 Land $27,563 Building $66,321 | |
| 2022 | $1,308.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 77% of the US · above 96% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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