Carteret County property record for 151 Smith Rd, Atlantic, NC 28511 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,884 sqft Heated Area |
| Lot Size | 10,803 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2021) |
| Tax Bill | $808.00 (2025) |
| Primary APN | 7492.19.62.1026000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,884 sqft Heated Area |
| Gross Area | 1,860 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cottage Style |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Brick Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,803 sqft (0.248 acres) |
| Depth X Width | 203 ft x 44 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 322 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,200 sqft Shed |
| Porch | Porch |
| Porch Area | 136 sqft Porch |
| Utility Building | 55 sqft Utility Building |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Radiant Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 33760 |
|---|---|
| Street Address | 151 SMITH RD |
| City | ATLANTIC |
| State | NC |
| Zip | 28511-9615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT BETWEEN US 70 AND SHELL RD |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | ATLANTIC |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 970101 |
Source: Carteret County records · APN 7492.19.62.1026000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 151 SMITH RD, ATLANTIC, NC 28511-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 28, 2021 | Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Deed Doc Number | 0001751399 |
| Deed Book / Page | 1751 / 399 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 151 SMITH RD, ATLANTIC, NC 28511-9615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0018050446 |
|---|---|
| Date | Aug 04, 2023 |
| Book Page | 1805/446 |
| Instrument | 1805446 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 28, 2021 |
| Property Address | 151 SMITH RD, ATLANTIC, NC 28511-9615 |
| Document Number | 0017510399 |
| Book / Page | 1751 / 399 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 1751399 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 DARWIN CT, MOREHEAD CITY, NC 28557-2607 |
| Name | Verified Name |
|---|---|
| Address | 151 SMITH DR, ATLANTIC, NC 28511-9615 |
| Document Number | 0001751400 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 1751-400 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $808.00 (+67.63%) | $194,670 (+219.74%) Land $40,625 Building $154,045 | $194,670 (+219.74%) Land $40,625 Building $154,045 |
| 2023 | $60,883 Land $11,961 Building $48,922 | $60,883 Land $11,961 Building $48,922 | |
| 2022 | $482.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 77% of the US · above 96% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures