145 Smith Rd, Atlantic, NC 28511 Property Records

Carteret County property record for 145 Smith Rd, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,055 sqft · built 1947
Lot Size	1.08 acres (47,393 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2023)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`7492.19.61.1928000`

Property Details

APN / Parcel Number

Primary APN	`7492.19.61.1928000`
Alternative APNs	`1000000028946` `557155` `53925`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,055 sqft Heated Area
Gross Area	7,860 sqft
1st Floor Area	2,831 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,393 sqft (1.08 acres)
Lot Dimensions	320 ft deep x 136 ft wide
Garage Type	Carport
Garage Area	841 sqft
Carport	Carport
Carport Area	841 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	623 sqft
Greenhouse	338 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1000000028946
Street Address	145 SMITH RD
City	ATLANTIC
State	NC
Zip	28511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT BETWEEN US 70 & SHELL RD
Legal Block	61
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970101

Owner

Source: Carteret County records · APN 7492.19.61.1928000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 38, ATLANTIC, NC 28511-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 06, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 07, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	20231790254
Deed Book / Page	1790 / 254
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0016590259
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 27, 2023
Property Address	145 SMITH RD, ATLANTIC, NC 28511
Document Number	0017900254
Book / Page	1790 / 254
Map Reference	MB 29 PG 774
Instrument Date	Jan 27, 2023
Instrument	1790254
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 OLD RIVER RD, BEAUFORT, NC 28516-6532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SMITH DR, ATLANTIC, NC 28511
Investor	Possibly a Property Investor

Mortgage

Document Number	0001790255
Date	Jan 27, 2023
Instrument	1790-255

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 06, 2020
Property Address	145 SMITH DR, ATLANTIC, NC 28511
Document Number	0016770381
Book / Page	001677 / 000381
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	184 OLD RIVER RD BEAUFORT NC 285166532, BEAUFORT, NC 28516-6532

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 07, 2020
Property Address	145 SMITH DR, ATLANTIC, NC 28511
Document Number	0016590259
Book / Page	001659 / 000259
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	184 OLD RIVER RD BEAUFORT NC 285166532, BEAUFORT, NC 28516-6532

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (+25.36%)	$595,010 (+85.17%) Land $50,484 Building $544,526	$595,010 (+85.17%) Land $50,484 Building $544,526
2023		$321,327 Land $34,707 Building $286,620	$321,327 Land $34,707 Building $286,620
2022	$1,810.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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