163 River Rd W, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 163 River Rd W, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,635 sqft · built 1987
Lot Size	2.4 acres (104,829 sqft)
Owner	Individual Name on File
Last Sale	$479,900 (Oct 2019)
Tax Bill	$91 (2025)
Deeds & Mortgages	Feb 2022 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3.0-0011-0000.0`

Property Details

APN / Parcel Number

Primary APN	`3.0-0011-0000.0`
Alternative APNs	`BERL M:0030 B:0011 L:0000-0` `M:0030 B:0011 L:0000=0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,635 sqft Living Area
Gross Area	5,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,829 sqft (2.4 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3.0-0011-0000.0
Street Address	163 RIVER RD W
City	BERLIN
State	MA
Zip	01503-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1097
Census Tract	717100

Owner

163 River Rd W is owned and occupied by an individual who bought it in October 2019.

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	163 RIVER RD W, BERLIN, MA 01503-1648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 11, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Aug 19, 1998 · Amount on File
Deed Document Number	2019107275
Deed Book / Page	61217 / 73
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	61217-73
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	163 RIVER RD W, BERLIN, MA 01503-1648
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067175-100
Date	Feb 25, 2022
Book Page	67175/100
Instrument	22211

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Oct 11, 2019
Property Address	163 RIVER RD W, BERLIN, MA 01503-1648
Document Number	61217-73
Book / Page	061217 / 000073
Instrument Date	Sep 17, 2019
Instrument	107275
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,188.34
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIVER RD W BERLIN MA 015031648, BERLIN, MA 01503-1648

Mortgage

Document Number	61217-77
Date	Oct 11, 2019
Book Page	061217/000077
Instrument	107276

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 163 River Rd W was $91, down 98.9% from the year before.

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$91.00 (-98.89%)	$644,300 (-) Land $270,200 Building $374,100	$704,425
2024	$8,215.00 (+4.26%)	$644,300 (+13.17%) Land $270,200 Building $374,100
2023	$7,879.00	$569,300 Land $234,600 Building $334,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 River Rd W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 River Rd W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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