164 River Rd W, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 164 River Rd W, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,288 sqft · built 2006
Lot Size	1.83 acres (80,000 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2020)
Tax Bill	$136 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7.0-0028-0003.0`

Property Details

APN / Parcel Number

Primary APN	`7.0-0028-0003.0`
Alternative APNs	`BERL M:0070 B:0028 L:0003-0` `M:0070 B:0028 L:0003=0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	6,414 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7.0-0028-0003.0
Street Address	164 RIVER RD W
City	BERLIN
State	MA
Zip	01503-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Legal Lot Number	3-0
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1014
Census Tract	717100

Owner

164 River Rd W is owned and occupied by two individuals who bought it in September 2020.

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 RIVER RD W, BERLIN, MA 01503-1647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRSTRUST BANK
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage RTN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Aug 24, 2007 · Amount on File
Deed Document Number	2020111939
Deed Book / Page	63341 / 157
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	63341-157
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Sep 25, 2020
Property Address	164 RIVER RD W, BERLIN, MA 01503-1647
Document Number	63341-157
Book / Page	63341 / 157
Instrument Date	Sep 21, 2020
Instrument	111939
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	RIVER RD W, BERLIN, MA

Mortgage

Document Number	111940
Date	Sep 25, 2020
Instrument	111940

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	164 RIVER RD W, BERLIN, MA 01503-1647
Document Number	57573-230
Book / Page	057573 / 000230
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57573-230
Date	Aug 14, 2017
Book Page	057573/000230
Instrument	87906

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 164 River Rd W was $136, down 98.9% from the year before.

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$136.00 (-98.89%)	$958,800 (-) Land $267,200 Building $691,600	$890,910
2024	$12,225.00 (+11.42%)	$958,800 (+20.94%) Land $267,200 Building $691,600
2023	$10,972.00	$792,800 Land $232,000 Building $560,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 River Rd W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 River Rd W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on River Rd W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures