Rowan County property record for 163 E Main St, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Owner | Company Name on Record |
| Last Sale | $172,000 (Jul 2025) |
| Tax Bill | $1,136 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-20 19 007.00 |
| Primary APN | 080-20 19 007.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Brick |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Account Number | 11868 |
|---|---|
| Street Address | 163 E MAIN ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1651 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SUITE 3 40% BLDG EAST MAIN ST |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 950202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Morehead Historic District listed 2022 · 53 contributing resources · NRIS 100006264 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rowan County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 163 E MAIN ST # 3, 3, MOREHEAD, KY 40351-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Feb 4, 2025 · Amount on Record |
| Deed Document Number | 2039341 |
| Deed Book / Page | D296 / 380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 28, 2025 |
| Property Address | 163 E MAIN ST, MOREHEAD, KY 40351-1651 |
| Document Number | 00D296/380 |
| Book / Page | D296 / 380 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2039341 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 FOX FIRE RD, SALT LICK, KY 40371-8687 |
| Name | Verified Name |
|---|---|
| Address | 163 E MAIN ST # 3, 3, MOREHEAD, KY 40351-1651 |
| Document Number | 0002039342 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2039342 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 25, 2030 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,136.00 (+9.34%) | $135,759 (+11.28%) Land $51,394 Building $84,365 | $135,759 (+11.28%) Land $51,394 Building $84,365 |
| 2023 | $1,039.00 | $122,000 Land $37,635 Building $84,365 | $122,000 Land $37,635 Building $84,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Networx Technologies, T-Mobile.
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