149 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 149 E Main St, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Commercial > Retail
Last Sale	$270,000 (2021)
Tax Bill	$2,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-20 18 005.00`
Alternative APNs	`1708` `1755` `1858`

Location & Zoning

Account Number	1858
Street Address	149 E MAIN ST
City	MOREHEAD
State	KY
Zip	40351-1652
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	PT BLDG & LOT 136 EAST MAIN DB281/030
Legal Lot Number	136
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	4
Census Block	4030
Census Tract	950202

Owner

Source: Rowan County records · APN 080-20 18 005.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	136 E 2ND ST, MOREHEAD, KY 40351-1677
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Deed Doc Number	2011120
Deed Book / Page	D280 / 694
Record Refreshed	Jun 08, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 05, 2021
Property Address	149 E MAIN ST, MOREHEAD, KY 40351-1652
Document Number	00D280/694
Book / Page	D280 / 694
Instrument Date	Aug 04, 2021
Instrument	2011120
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E 2ND ST, MOREHEAD, KY 40351-1669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 E MAIN ST, MOREHEAD, KY 40351-1652

Mortgage

Document Number	00A437/840
Date	Aug 05, 2021
Book Page	A437/840
Instrument	2011121

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 04, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+20.17%)	$330,249 (+22.31%) Land $135,249 Building $195,000	$330,249 (+22.31%) Land $135,249 Building $195,000
2023	$2,300.00	$270,000 Land $75,000 Building $195,000	$270,000 Land $75,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Morehead Historic District listed 2022 · 53 contributing resources · NRIS 100006264

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.