144 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 144 E Main St, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Commercial > Retail
Last Sale	$200,000 (2008)
Tax Bill	$4,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-20 30 001.00`
Alternative APNs	`3307` `3362` `3527`

Exterior

Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation

Location & Zoning

Account Number	3527
Street Address	144 E MAIN ST
City	MOREHEAD
State	KY
Zip	40351-1665
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	2 BLDGS & LOT 146 EAST MAIN ST
Legal Lot Number	146
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	1
Census Block	1041
Census Tract	950301

Owner

Source: Rowan County records · APN 080-20 30 001.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	264 OLD FLEMINGSBURG RD, MOREHEAD, KY 40351-1089
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2008 · Amount on Record
Deed Sale	Jan 22, 2008 · Amount on Record
Deed Doc Number	356505
Deed Book / Page	D228 / 480
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	144 E MAIN ST, MOREHEAD, KY 40351-1665
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A445/234
Date	Feb 02, 2022
Book Page	A445/234
Instrument	2014786

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 31, 2032

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 (+2.1%)	$529,000 (+3.93%) Land $164,700 Building $364,300	$529,000 (+3.93%) Land $164,700 Building $364,300
2023	$4,336.00	$509,000 Land $100,000 Building $409,000	$509,000 Land $100,000 Building $409,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Morehead Historic District listed 2022 · 53 contributing resources · NRIS 100006264

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.