16299 Adobe Way, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16299 Adobe Way, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,770 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Jul 2021)
Tax Bill	$7,564 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`191-500-230-000`

Property Details

APN / Parcel Number

Primary APN	`191-500-230-000`
Alternative APN	`191-500-23`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-500-23
Street Address	16299 ADOBE WAY
City	LATHROP
State	CA
Zip	95330-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 191-330-02 PER MOSSDALE LANDING NO 4A
Legal Subdivision	MOSSDALE LANDING UNIT 4A
Legal Block	3
Legal Lot Number	104
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3059
Census Tract	5119

Owner

16299 Adobe Way is owned and occupied by two individuals who bought it in July 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 6, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage VAL-CHRIS INVS
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	2021113388
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000113388
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16299 ADOBE WAY, LATHROP, CA 95330-8958

Mortgage

Document Number	0000117206
Date	Dec 27, 2024
Instrument	2024-117206

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 6, 2021
Property Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Document Number	0000113388
Map Reference	MB 39 PG 59
Instrument Date	Jun 10, 2021
Instrument	2021-113388
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16299 ADOBE WAY, LATHROP, CA 95330-8958

Mortgage

Document Number	0000113389
Date	Jul 6, 2021
Instrument	2021-113389

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Document Number	0000080869
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16299 ADOBE WAY LATHROP CA 953308958, LATHROP, CA 95330-8958

Mortgage

Document Number	0000080869
Date	Jul 8, 2020
Instrument	80869

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Document Number	0000107248
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16299 ADOBE WAY LATHROP CA 953308958, LATHROP, CA 95330-8958

Mortgage

Document Number	0000107248
Date	Sep 24, 2019
Instrument	107248

Lender

Name	VAL-CHRIS INVS
Type	MERS
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16299 ADOBE WAY, LATHROP, CA 95330-8958
Document Number	0000036398
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017
Title Company	TSI ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16299 ADOBE WAY LATHROP CA 953308958, LATHROP, CA 95330-8958

Mortgage

Document Number	0000036398
Date	Mar 31, 2017
Instrument	36398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16299 Adobe Way was $7,564 with a homeowner's exemption, up 1.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,564.00 (+1.11%)
2025	$7,481.00 Homeowner's exemption	$332,472 Land $82,500 Building $249,972
2023	$7,156.00 (-0.6%) Homeowner's exemption	$319,564 Land $79,298 Building $240,266	$653,760
2022	$7,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16299 Adobe Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16299 Adobe Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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