16320 Adobe Way, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16320 Adobe Way, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,953 sqft · built 2007
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Apr 2024)
Tax Bill	$10,414 (2026)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`191-500-170-000`

Property Details

APN / Parcel Number

Primary APN	`191-500-170-000`
Alternative APN	`191-500-17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-500-17
Street Address	16320 ADOBE WAY
City	LATHROP
State	CA
Zip	95330-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT 191-330-02 PER MOSSDALE LANDING NO 4A
Legal Subdivision	MOSSDALE LANDING UNIT 4A
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3056
Census Tract	5119

Owner

16320 Adobe Way is owned and occupied by an individual who bought it in April 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer
Apr 10, 2024	Grant Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 10, 2019	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Oct 10, 2019
Deed Document Number	202429573
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	0000057786
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 10, 2024
Property Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Document Number	0000029574
Map Reference	MB 39 PG 59
Instrument Date	Apr 1, 2024
Instrument	2024-029574
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Investor	Possibly a Property Investor

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 10, 2024
Property Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Document Number	0000029573
Map Reference	MB 39 PG 59
Instrument Date	Mar 19, 2024
Instrument	2024-029573
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029575
Date	Apr 10, 2024
Instrument	2024-029575

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 ADOBE WAY, LATHROP, CA 95330-8959

Mortgage

Document Number	0000014075
Date	Jan 25, 2021
Instrument	2021-014075

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 10, 2019
Property Address	16320 ADOBE WAY, LATHROP, CA 95330-8959
Document Number	0000115752
Map Reference	MB 39 PG 59
Instrument Date	Oct 2, 2019
Instrument	2019-115752
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ORANGE COAST TTL OF NORTHERN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16320 ADOBE WAY, LATHROP, CA 95330-8959

Mortgage

Document Number	0000115753
Date	Oct 10, 2019
Instrument	2019-115753

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16320 Adobe Way was $10,414, down 5.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,414.00 (-5.37%)
2025	$11,005.00	$657,900 Land $122,400 Building $535,500
2023	$8,649.00 (-0.23%)	$462,516 Land $126,140 Building $336,376	$564,840
2022	$8,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16320 Adobe Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16320 Adobe Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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