Stearns County property record for 16295 Oster Point Rd, Cold Spring, MN 56320
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 2,124 sqft · built 1965 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (Jul 2021) |
| Tax Bill | $4,458 (2026) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-24593-0017 |
| Primary APN | 36-24593-0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,124 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 16295 OSTER POINT RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9729 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | P/O LOT 1 BEG AT INT E LN LOT 1 & SL KNAUS LK-N ALG E LN TO NE COR-W ALG N LN 10'-SELY TO POB & P/O GOVT LOT 1 LYING ELY OF E |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | REGISTERED LAND SURVEY NO 2 |
| Legal Tract | A |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11302 |
16295 Oster Point Rd, a residential property, is owned by an individual who bought it in July 2021.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 WOODSIDE LN, MANKATO, MN 56001-6443 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 20211608270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 13, 2021 |
| Property Address | 16295 OSTER POINT RD, COLD SPRING, MN 56320-9729 |
| Document Number | 00A1608270 |
| Instrument Date | Jun 23, 2021 |
| Instrument | A1608270 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 WOODSIDE LN, MANKATO, MN 56001-6443 |
The 2026 property tax bill for 16295 Oster Point Rd was $4,458.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,458.00 | $449,300 (-6.69%) Land $114,400 Building $334,900 | $449,300 (-6.69%) Land $114,400 Building $334,900 |
| 2025 | $481,500 Land $113,900 Building $367,600 | $481,500 Land $113,900 Building $367,600 | |
| 2024 | $4,256.00 (+7.42%) | ||
| 2023 | $3,962.00 | $418,000 Land $102,000 Building $316,000 | $418,000 Land $102,000 Building $316,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16295 Oster Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16295 Oster Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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