Stearns County property record for 16207 Oster Point Rd, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1961 |
| Lot Size | 0.478 acres (20,805 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,208 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24593-0023 |
| Primary APN | 36-24593-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,805 sqft (0.478 acres) |
| Lot Dimensions | 219 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Boat House | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16207 OSTER POINT RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT C REGISTERED LAND SURVEY NO 3 SECTION 27 TOWNSHIP 123 RANGE 030 REGISTERED LAND SURVEY NO 3 SECTION 27 TOWNSHIP 123 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | REGISTERED LAND SURVEY NO 3 |
| Legal Tract | C |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11302 |
16207 Oster Point Rd is held in a trust since November 1996.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1810 BUTTERFLY PL, SUN CITY CENTER, FL 33573-5046 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 1996 |
| Deed Sale | Nov 27, 1996 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 16207 Oster Point Rd was $3,208.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,208.00 | $320,900 (-3.86%) Land $154,000 Building $166,900 | $320,900 (-3.86%) Land $154,000 Building $166,900 |
| 2025 | $333,800 Land $153,500 Building $180,300 | $333,800 Land $153,500 Building $180,300 | |
| 2023 | $2,758.00 | $299,900 Land $137,200 Building $162,700 | $299,900 Land $137,200 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16207 Oster Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16207 Oster Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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