Stearns County property record for 16251 Oster Point Rd, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 968 sqft · built 1953 |
| Lot Size | 0.376 acres (16,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (May 2022) |
| Tax Bill | $3,828 (2026) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24593-0021 |
| Primary APN | 36-24593-0021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,375 sqft (0.376 acres) |
| Lot Dimensions | 131 ft deep x 108 ft wide |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Boat House | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16251 OSTER POINT RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT TRACT A REGISTERED LAND SURVEY NO 3, REGISTERED LAND SURVEY NO 2 SECTION 27 TOWNSHIP 123 RANGE 030 SURVEY NO 2 SECTION 27 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | REGISTERED LAND SURVEY NO 3 |
| Legal Tract | A |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11302 |
16251 Oster Point Rd is owned by an individual who bought it in May 2022.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16277 OSTER POINT RD, COLD SPRING, MN 56320-9729 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Deed Document Number | 20221406956 |
| Prior Transfer Date | Oct 2, 2017 |
| Prior Transfer Doc | 0000041262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 12, 2022 |
| Property Address | 16251 OSTER POINT RD, COLD SPRING, MN 56320-9729 |
| Document Number | 0000T44813 |
| Instrument Date | May 2, 2022 |
| Instrument | T44813 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16277 OSTER POINT RD, COLD SPRING, MN 56320-9729 |
The 2026 property tax bill for 16251 Oster Point Rd was $3,828.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,828.00 | $395,800 (-0.7%) Land $153,400 Building $242,400 | $395,800 (-0.7%) Land $153,400 Building $242,400 |
| 2025 | $398,600 Land $152,900 Building $245,700 | $398,600 Land $152,900 Building $245,700 | |
| 2024 | $3,742.00 (+36.47%) | ||
| 2023 | $2,742.00 | $353,000 Land $136,700 Building $216,300 | $353,000 Land $136,700 Building $216,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16251 Oster Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16251 Oster Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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