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1629 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1629 Virginia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1990
Lot Size0.169 acres (7,405 sqft)
Owner2 Owner Names on File
Last Sale$120,000 (Mar 2004)
Tax Bill$4,397 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN79341

Property Details

APN / Parcel Number

Primary APN79341
Alternative APN
  • 012630000103430110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Heated Area
Gross Area1,912 sqft
1st Floor Area1,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeFinished
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area344 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79341
Street Address1629 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 343 LOTS 11 & 12 12-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block343
Legal Lot Number1,11-12 12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4075
Census Tract43500

Owner

Source: Osceola County records · APN 79341

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address4990 YUKON ST, SAINT CLOUD, FL 34771-7806

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2004 · Amount on Record
Deed SaleMar 31, 2004 · Amount on Record
Prior SaleMar 18, 2004 · Amount on Record
Deed Document Number2004062119
Deed Book / Page2475 / 2163
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1629 VIRGINIA AVE, SAINT CLOUD, FL 34769-4552
Document Number0051281173
Book / Page005128 / 001173
Instrument DateMar 13, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1629 VIRGINIA AVE ST CLOUD FL 347694552, ST CLOUD, FL 34769-4552

Mortgage

Document Number0051281173
DateApr 06, 2017
Book Page005128/001173
Instrument52189
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 05, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,397.00 (+17.07%)$258,100 (+11.78%) Land $55,000 Building $203,100$258,100 (+11.78%) Land $55,000 Building $203,100
2023$3,756.00 (+11.85%)$230,900 (+15.91%) Land $50,000 Building $180,900$230,900 (+15.91%) Land $50,000 Building $180,900
2022$3,358.00$199,200 Land $45,000 Building $154,200$199,200 Land $45,000 Building $154,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, TPC ACC Acquisition, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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