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1621 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1621 Virginia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,257 sqft · built 1988
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$63,500 (Jan 2022)
Tax Bill$977 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0343-0130

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0343-0130
Alternative APNs
  • 263001000103430130
  • 79342

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,257 sqft Living Area
Gross Area2,206 sqft
1st Floor Area1,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area434 sqft
PorchFlorida Room
Porch Area443 sqft
Deck Area646 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1621 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 343 LOTS 13 & 14 12/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block343
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4075
Census Tract43500

Owner

1621 Virginia Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1621 VIRGINIA AVE, SAINT CLOUD, FL 34769-4552
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on File
Deed SaleJan 19, 2022 · Amount on File
Prior SaleAug 6, 2007 · Amount on File
Deed Document Number20229747
Deed Book / Page6131 / 2772
Prior Transfer DateJan 10, 2022
Prior Transfer Doc0061312772
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2022
Property Address1621 VIRGINIA AVE, SAINT CLOUD, FL 34769-4552
Document Number0061312772
Book / Page6131 / 2772
Map ReferenceMB B PG 33&34
Instrument DateJan 10, 2022
Instrument2022009747
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount on Record
Tax$444.50
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1621 VIRGINIA AVE, SAINT CLOUD, FL 34769-4552

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1621 VIRGINIA AVE, SAINT CLOUD, FL 34769-4552

Mortgage

Document Number0061312773
DateJan 19, 2022
Instrument6131/2773
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1621 Virginia Ave was $977 with a homeowner's exemption, up 4.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 (+4.49%) Homeowner's exemption$97,462$272,300 Land $46,800 Building $225,500
2024$935.00 (+4.24%)
2023$897.00 (+5.65%) Homeowner's exemption$91,958 (+3%)$242,900 (+16.84%) Land $42,500 Building $200,400
2022$849.00 Homeowner's exemption$89,280$207,900 Land $35,100 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1621 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1621 Virginia Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Blue Stream.

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