1501 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1501 Virginia Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1975
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$654 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0296-0220`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0296-0220`
Alternative APNs	`263001000102960220` `78955`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Porch	Florida Room
Porch Area	106 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1501 VIRGINIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 296 W 75 FT LOTS 21-24 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	296
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4076
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0296-0220

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1501 VIRGINIA AVE, SAINT CLOUD, FL 34769-4550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1501 VIRGINIA AVE, SAINT CLOUD, FL 34769-4550
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053392035
Date	May 24, 2018
Book Page	5339/2035
Instrument	2018082123

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00 (+10.66%) Homeowner's exemption	$79,442 (+5.98%)	$223,400 (+13.17%) Land $46,800 Building $176,600
2023	$591.00 (+1.9%) Homeowner's exemption	$74,956 (+3%)	$197,400 (+14.9%) Land $42,500 Building $154,900
2022	$580.00 Homeowner's exemption	$72,773	$171,800 Land $35,100 Building $136,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, TPC ACC Acquisition, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.