1629 Ledges Dr, Ames, IA 50010 Property Records

Story County property record for 1629 Ledges Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,616 sqft · built 2019
Lot Size	0.225 acres (9,808 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$7,966 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-105-090`

Property Details

APN / Parcel Number

Primary APN	`05-22-105-090`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Finished Basement	1,436 sqft
Unfinished Basement	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,808 sqft (0.225 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1629 LEDGES DR
City	AMES
State	IA
Zip	50010-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARRY ESTATES SD 2ND ADD LOT:8 AMES
Legal Subdivision	QUARRY ESTATES SD 2ND ADD
Legal Lot Number	8
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	102

Owner

1629 Ledges Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1629 LEDGES DR, AMES, IA 50010-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Jul 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Deed Document Number	20207796
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1629 LEDGES DR, AMES, IA 50010-9540
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201907990
Date	Aug 30, 2019
Instrument	2019-07990

Lender

Name	FARMERS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 14, 2020
Property Address	1629 LEDGES DR, AMES, IA 50010-9540
Document Number	0202007796
Instrument Date	Jul 7, 2020
Instrument	2020-07796
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1629 LEDGES DR, AMES, IA 50010-9540

Mortgage

Document Number	0202007797
Date	Jul 14, 2020
Instrument	2020-07797

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1629 Ledges Dr was $7,966 with a homeowner's exemption, down 12.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,966.00 (-12.29%) Homeowner's exemption	$513,600 Land $100,500 Building $413,100	$513,600 Land $100,500 Building $413,100
2024	$9,082.00
2023		$564,900 Land $101,000 Building $463,900	$564,900 Land $101,000 Building $463,900
2022	$7,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1629 Ledges Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 Ledges Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Nextlink.

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