1611 Ledges Dr, Ames, IA 50010 Property Records

Story County property record for 1611 Ledges Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 2020
Lot Size	0.225 acres (9,786 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2023)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-105-060`

Property Details

APN / Parcel Number

Primary APN	`05-22-105-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Basement Area	1,363 sqft
Finished Basement	1,363 sqft
Unfinished Basement	1,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,786 sqft (0.225 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1611 LEDGES DR
City	AMES
State	IA
Zip	50010-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARRY ESTATES SD 2ND ADD LOT:5 AMES
Legal Subdivision	QUARRY ESTATES SD 2ND ADD
Legal Lot Number	5
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	102

Owner

1611 Ledges Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1611 LEDGES DR, AMES, IA 50010-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
May 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	20233962
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1611 LEDGES DR, AMES, IA 50010-9540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202009102
Date	Aug 11, 2020
Instrument	2020-09102

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Fixed Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 20, 2023
Property Address	1611 LEDGES DR, AMES, IA 50010-9540
Document Number	0202303962
Instrument Date	May 31, 2023
Instrument	2023-03962
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1611 LEDGES DR, AMES, IA 50010-9540

Mortgage

Document Number	0202303963
Date	Jun 20, 2023
Instrument	2023-03963

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 2, 2022
Property Address	1611 LEDGES DR, AMES, IA 50010-9540
Document Number	0202204187
Instrument Date	Apr 22, 2022
Instrument	2022-04187
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 LEDGES DR, AMES, IA 50010-9540

Mortgage

Document Number	0202204188
Date	May 2, 2022
Instrument	2022-04188

Lender

Name	BANKERS TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1611 Ledges Dr was $6,318 with a homeowner's exemption, up 7.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00 (+7.89%) Homeowner's exemption	$409,600 Land $100,300 Building $309,300	$409,600 Land $100,300 Building $309,300
2024	$5,856.00
2023		$409,000 (+30.46%) Land $78,400 Building $330,600	$409,000 Land $78,400 Building $330,600
2022	$5,602.00 (+55,92%)	$313,500 Land $78,400 Building $235,100
2021	$10.00		$313,500 Land $78,400 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1611 Ledges Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1611 Ledges Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Nextlink.

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