1626 Ledges Dr, Ames, IA 50010 Property Records

Story County property record for 1626 Ledges Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,226 sqft · built 2018
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,500 (Jan 2019)
Tax Bill	$8,660 (2025)
Deeds & Mortgages	May 2018 Line of Credit Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-110-080`

Property Details

APN / Parcel Number

Primary APN	`05-22-110-080`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1626 LEDGES DR
City	AMES
State	IA
Zip	50010-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	QUARRY ESTATES SD 2ND ADD LOT:30 AMES
Legal Subdivision	QUARRY ESTATES SD 2ND ADD
Legal Lot Number	30
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1626 LEDGES DR, AMES, IA 50010-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 9, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on Record
Deed Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	2019214
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1626 LEDGES DR, AMES, IA 50010-9540
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201803641
Date	May 3, 2018
Instrument	2018-03641

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1626 LEDGES DR, AMES, IA 50010-9540
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001103
Date	Feb 5, 2020
Instrument	2020-01103

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 9, 2019
Property Address	1626 LEDGES DR, AMES, IA 50010-9540
Document Number	0201900214
Instrument Date	Dec 6, 2018
Instrument	2019-00214
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LEDGES DR, AMES, IA 50010-9540

Mortgage

Document Number	0201900215
Date	Jan 9, 2019
Instrument	2019-00215

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,660.00 (+3.39%) Homeowner's exemption	$557,400 (+17.32%) Land $104,600 Building $452,800	$557,400 (+17.32%) Land $104,600 Building $452,800
2024	$8,376.00 (+8.39%)
2023		$475,100 Land $107,300 Building $367,800	$475,100 Land $107,300 Building $367,800
2022	$7,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Nextlink.

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