1628 Carrera Dr, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1628 Carrera Dr, The Villages, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,933 sqft · built 1998
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2023)
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`131823D13H055`

Property Details

APN / Parcel Number

Primary APN	`131823D13H055`
Alternative APNs	`D13H055` `1013922`

Interior

Building Area	1,933 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	2,126 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	904 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	36 sqft
Porch	Screened Porch
Porch Area	326 sqft

Location & Zoning

Street Address	1628 CARRERA DR
City	LADY LAKE
State	FL
Zip	32159-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 THE VILLAGES OF SUMTER UNIT 5 PB 4 PGS 107-107B
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	55
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3016
Census Tract	910800

Owner

1628 Carrera Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Sumter County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1628 CARRERA DR, LADY LAKE, FL 32159-8697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2023	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Mar 19, 1998 · Amount on File
Deed Document Number	202326871
Deed Book / Page	4497 / 333
Prior Transfer Date	Feb 1, 2001
Prior Transfer Doc	0857000051
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 16, 2026
Property Address	1628 CARRERA DR, LADY LAKE, FL 32159-8697
Document Number	0000030312
Book / Page	5152 / 161
Instrument Date	Jun 8, 2026
Instrument	202630312
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1628 CARRERA DR, LADY LAKE, FL 32159-8697

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 14, 2023
Property Address	1628 CARRERA DR, THE VILLAGES, FL 32159-8697
Document Number	0044970333
Book / Page	4497 / 333
Map Reference	MB 4 PG107,107A&107B
Instrument Date	Jul 6, 2023
Instrument	202360026871
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17201 SE 109TH TERRACE RD APT 3047, 3047, SUMMERFIELD, FL 34491-9025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 CARRERA DR, THE VILLAGES, FL 32159-8697

Tax Assessment & Valuation

The 2025 property tax bill for 1628 Carrera Dr was $4,655 with a homeowner's exemption, up 32% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,655.00 (+31.98%) Homeowner's exemption	$416,310	$465,290 Land $48,600 Building $416,690
2024	$3,527.00 (+69.16%)
2023	$2,085.00 (+3.17%) Additional exemption filed	$181,230 (+2.99%)	$325,360 (-6.54%) Land $32,400 Building $292,960
2022	$2,021.00 Homeowner's exemption	$175,960	$348,110 Land $32,400 Building $315,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1628 Carrera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1628 Carrera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

May also be available: Verizon.

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