1622 Carrera Dr, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1622 Carrera Dr, The Villages, FL 32159

Property Summary

Property Type	Single Family Home
Details	2,051 sqft · built 1997
Lot Size	0.18 acres (7,826 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Apr 2025)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`131823D13H052`

Property Details

APN / Parcel Number

Primary APN	`131823D13H052`
Alternative APNs	`D13H052` `1013919`

Interior

Building Area	2,051 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	2,051 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	7,826 sqft (0.18 acres)
Lot Dimensions	86 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	270 sqft

Location & Zoning

Street Address	1622 CARRERA DR
City	LADY LAKE
State	FL
Zip	32159-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 THE VILLAGES OF SUMTER UNIT NO.5 PLAT BOOK 4 PAGES 107-107B
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	52
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3016
Census Tract	910800

Owner

1622 Carrera Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Sumter County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1622 CARRERA DR, LADY LAKE, FL 32159-8697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Dec 19, 2025	Correction Deed MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Feb 11, 2015 · Amount on File
Deed Document Number	202518915
Deed Book / Page	4845 / 666
Prior Transfer Date	Dec 6, 2006
Prior Transfer Doc	0017070602
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Recording Date	Aug 3, 2026
Property Address	1622 CARRERA DR, LADY LAKE, FL 32159-8697
Document Number	0000039220
Book / Page	5191 / 136
Instrument Date	Jul 20, 2026
Instrument	202639220
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 CARRERA DR, LADY LAKE, FL 32159-8697

Mortgage

Document Number	0000039220,
Date	Aug 3, 2026
Book Page	5191/136
Instrument	202639220

Lender

Name	MORTGAGE FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SUMTER FL
Recording Date	Dec 19, 2025
Property Address	1622 CARRERA DR, THE VILLAGES, FL 32159-8697
Document Number	0050170279
Book / Page	5017 / 279
Map Reference	MB 4 PG 107A&107B
Instrument Date	Dec 12, 2025
Instrument	202560061189
Record Updated	Jan 22, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10802 E 81ST ST, TULSA, OK 74133-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 CARRERA DR, THE VILLAGES, FL 32159-8697

Tax Assessment & Valuation

The 2025 property tax bill for 1622 Carrera Dr was $4,292, up 49.9% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (+49.91%)	$341,960 Land $46,960 Building $295,000	$341,960 Land $46,960 Building $295,000
2024	$2,863.00 (+11.53%)
2023	$2,567.00 (+3.09%) Additional exemption filed	$227,700 (+3%)	$343,560 (-0.83%) Land $31,300 Building $312,260
2022	$2,490.00 Homeowner's exemption	$221,070	$346,440 Land $31,300 Building $315,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1622 Carrera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1622 Carrera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

May also be available: Verizon.

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