1614 Carrera Dr, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1614 Carrera Dr, The Villages, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,588 sqft · built 1997
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Apr 2017)
Tax Bill	$2,953 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D13H048`

Property Details

APN / Parcel Number

Primary APN	`D13H048`
Alternative APN	`1013915`

Interior

Building Area	1,588 sqft Heated Area

Exterior

Year Built	Built 1997
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	80 ft deep x 90 ft wide
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Finished/Screened Porch
Porch Area	96 sqft

Location & Zoning

Account Number	1013915
Street Address	1614 CARRERA DR
City	THE VILLAGES
State	FL
Zip	32159-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 THE VILLAGES OF SUMTER UNIT NO. 5 PLAT BOOK 4 PAGES 107-107B
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	48
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3016
Census Tract	910800

Owner

1614 Carrera Dr is owned and occupied by an individual who bought it in April 2017.

Source: Sumter County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1614 CARRERA DR, THE VILLAGES, FL 32159-8697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Mar 2, 2004 · Amount on File
Deed Document Number	201760012840
Deed Book / Page	3243 / 0639
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1614 CARRERA DR, THE VILLAGES, FL 32159-8697
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 CARRERA DR, THE VILLAGES, FL 32159-8697

Mortgage

Document Number	0040570402
Date	Jul 27, 2021
Book Page	4057/402
Instrument	202160040951

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 19, 2017
Property Address	1614 CARRERA DR, THE VILLAGES, FL 32159-8697
Document Number	0032430639
Book / Page	3243 / 0639
Map Reference	MB4 PG107 107A&107B
Instrument Date	Apr 3, 2017
Instrument	201760012840
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CENTRAL FL TITLE VILLAGES LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 CARRERA DR, 1614, THERESA, NY 13691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40097 VROOMAN HILL RD, THERESA, NY 13691-2249

Mortgage

Document Number	0032430641
Date	Apr 19, 2017
Instrument	3243/0641

Lender

Name	CITIZENS 1ST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.67%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.67%
Index	1-Year CMT
Max Rate	8.67%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,410	$297,460 Land $43,200 Building $254,260
2024	$2,953.00 (+11.18%)
2023	$2,656.00 (+3.07%) Additional exemption filed	$236,280 (+3%)	$291,430 (+0.5%) Land $28,800 Building $262,630
2022	$2,577.00 Homeowner's exemption	$229,400	$289,990 Land $28,800 Building $261,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1614 Carrera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1614 Carrera Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on Carrera Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures