16278 Central Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16278 Central Ave, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details1,568 sqft · built 2006
Lot Size1.79 acres (77,972 sqft)
Owner2 Individual Names on File
Tax Bill$1,142 (2026)
Deeds & MortgagesNov 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11-013-1400

Property Details

APN / Parcel Number

Primary APN11-013-1400

Interior

Building Area1,568 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Lot Area77,972 sqft (1.79 acres)
Shed1 Shed

Location & Zoning

Street Address16278 CENTRAL AVE
CityMILACA
StateMN
Zip56353-3701
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionN 180 FT OF S 213 FT OF W 486 FT OF NE OF SW EX .12A PARCEL #20 TO HY 169
Legal Range27
Legal Township38
Legal Section13
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group1
Census Block1034
Census Tract170500

Owner

Source: Mille Lacs County records · APN 11-013-1400

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16278 CENTRAL AVE, MILACA, MN 56353-3701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY FINANCE INC
May 05, 2017Deed of Trust, Mortgage
TOWN & COUNTRY FINANCE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address16278 CENTRAL AVE, MILACA, MN 56353-3701
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA420678
DateNov 16, 2020
InstrumentA420678
Lender
NameTOWN & COUNTRY FINANCE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 09, 2025
Interest
Rate TypeFixed Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address16278 CENTRAL AVE, MILACA, MN 56353-3701
Transaction TypeMortgage
Record UpdatedJul 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A400491
DateMay 05, 2017
InstrumentA400491
Lender
NameTOWN & COUNTRY FINANCE CO INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term47 Months
DueApr 18, 2021

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionMilaca Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,142.00 (+4.77%)
2025$1,090.00 (-15.63%) Homeowner's exemption$138,000 (-9.51%) Land $58,300 Building $79,700$138,000 (-9.51%) Land $58,300 Building $79,700
2023$1,292.00$152,500 Land $52,000 Building $100,500$152,500 Land $52,000 Building $100,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 70% of Minnesota
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Central Ave

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