16243 Central Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16243 Central Ave, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,220 sqft · built 1981
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on File
Last Sale	$244,500 (Nov 2017)
Tax Bill	$2,952 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-013-1102`

Property Details

APN / Parcel Number

Primary APN	`11-013-1102`

Interior

Building Area	1,220 sqft Living Area
Basement Area	1,220 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	326,700 sqft (7.5 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	16 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Street Address	16243 CENTRAL AVE
City	MILACA
State	MN
Zip	56353-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 30 RDS OF W 20 A OF SW OF SW 13 38 27 7.50
Legal Range	27
Legal Township	38
Legal Section	13
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1024
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 11-013-1102

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16243 CENTRAL AVE, MILACA, MN 56353-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 02, 2017	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2017 · Amount on Record
Deed Sale	Nov 02, 2017 · Amount on Record
Deed Document Number	2017403337
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16243 CENTRAL AVE, MILACA, MN 56353-3701
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	CU TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A434624
Date	Jan 04, 2023
Instrument	A434624

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2042

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16243 CENTRAL AVE, MILACA, MN 56353-3701
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A413401
Date	Sep 26, 2019
Instrument	A413401

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2034

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 02, 2017
Property Address	16243 CENTRAL AVE, MILACA, MN 56353-3701
Document Number	000A403337
Instrument Date	Oct 20, 2017
Instrument	A403337
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$806.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16243 CENTRAL AVE, MILACA, MN 56353-3701

Mortgage

Document Number	000A403338
Date	Nov 02, 2017
Instrument	A403338

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,952.00 (+1.44%)
2025		$299,600 (-11.93%) Land $90,000 Building $209,600	$299,600 (-11.93%) Land $90,000 Building $209,600
2023	$2,910.00	$340,200 Land $76,500 Building $263,700	$340,200 Land $76,500 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 64% of Minnesota
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Benton Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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