16081 Central Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16081 Central Ave, Milaca, MN 56353 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1937
Lot Size	9.55 acres (415,998 sqft)
Owner	Individual Name on File
Last Sale	$29,000 (May 2021)
Tax Bill	$2,368 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-013-1100`

Property Details

APN / Parcel Number

Primary APN	`11-013-1100`

Interior

Building Area	896 sqft Living Area
Basement Area	1,937 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	415,998 sqft (9.55 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	16081 CENTRAL AVE
City	MILACA
State	MN
Zip	56353-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW OF SW LYING W OF CENTRAL AVE & LYING E OF THE W 20 ACRES & LIES S OF N 556.50 FT, EX E 340.00 FT OF S 203.00
Legal Range	27
Legal Township	38
Legal Section	13
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1024
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 11-013-1100

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD
May 26, 2021	Warranty Deed, Transfer EXECUTIVE TITLE, EXECUTIVE ASSOCIATES TITLE
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SHERBURNE STATE BANK
Sep 30, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 30, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	2021424656
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	0000423864
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16081 CENTRAL AVE, MILACA, MN 56353-3742

Mortgage

Document Number	000A448400
Date	Oct 17, 2025
Instrument	A448400

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Apr 01, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16081 CENTRAL AVE, MILACA, MN 56353-3742

Mortgage

Document Number	000A438373
Date	Oct 18, 2023
Instrument	A438373

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 01, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Transaction Type	Mortgage
Record Updated	Nov 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A433663
Date	Oct 21, 2022
Instrument	A433663

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 26, 2021
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Document Number	000A424656
Instrument Date	May 05, 2021
Instrument	A424656
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EXECUTIVE TITLE, EXECUTIVE ASSOCIATES TITLE

Transaction

Amount	Amount Recorded
Tax	$95.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7077 OLD VIKING BLVD NW, NOWTHEN, MN 55303-9737

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 16, 2020
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Document Number	000A420667
Instrument Date	Nov 09, 2020
Instrument	A420667
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 1 2 6TH AVE S, PRINCETON, MN 55371

Mortgage

Document Number	000A420668
Date	Nov 16, 2020
Instrument	A420668

Lender

Name	SHERBURNE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 30, 2020
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Document Number	000A419564
Instrument Date	Sep 29, 2020
Instrument	A419564
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16082 CENTRAL AVE, 16082, MILACA, MN 56353-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16082 CENTRAL AVE, MILACA, MN 56353-3742

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 30, 2020
Property Address	16081 CENTRAL AVE, MILACA, MN 56353-3742
Document Number	000A419563
Instrument Date	Sep 29, 2020
Instrument	A419563
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16082 CENTRAL AVE, 16082, MILACA, MN 56353-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16082 CENTRAL AVE, MILACA, MN 56353-3742

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,368.00 (+43.34%)
2025		$247,400 (+10.5%) Land $102,200 Building $145,200	$247,400 (+10.5%) Land $102,200 Building $145,200
2023	$1,652.00	$223,900 Land $90,800 Building $133,100	$223,900 Land $90,800 Building $133,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 73% of Minnesota
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Benton Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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