1627 18th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1627 18th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 1982
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (Jul 2021)
Tax Bill	$13,046 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-491-005`

Property Details

APN / Parcel Number

Primary APN	`038-491-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1627 18TH ST
City	LOS OSOS
State	CA
Zip	93402-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	TN EL MORO BL 112 LTS 7 & 8
Legal Subdivision	EL MORO
Legal Tract	1
Legal Block	112
Legal Lot Number	7,8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2018
Census Tract	10703

Owner

1627 18th St is owned and occupied by an individual who bought it in July 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1627 18TH ST, LOS OSOS, CA 93402-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 6, 2019	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	202148327
Prior Transfer Date	Feb 14, 2007
Prior Transfer Doc	0000013657
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 9, 2021
Property Address	1627 18TH ST, LOS OSOS, CA 93402-1832
Document Number	0000048327
Map Reference	MB A PG 81
Instrument Date	Jun 30, 2021
Instrument	2021048327
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1627 18TH ST, SN LUIS OBISP, CA 93402-1832

Mortgage

Document Number	0000048328
Date	Jul 9, 2021
Instrument	2021048328

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1627 18TH ST, LOS OSOS, CA 93402-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042813
Date	Aug 14, 2020
Instrument	2020042813

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1627 18TH ST, LOS OSOS, CA 93402-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY MORRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045664
Date	Oct 17, 2019
Instrument	2019045664

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 6, 2019
Property Address	1627 18TH ST, LOS OSOS, CA 93402-1832
Document Number	0000007631
Map Reference	MB A PG 81
Instrument Date	Feb 14, 2019
Instrument	2019007631
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1627 18TH ST, LOS OSOS, CA 93402-1832

Mortgage

Document Number	0000007632
Date	Mar 6, 2019
Instrument	2019007632

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1627 18th St was $13,046.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,540 (+2%) Land $541,216 Building $411,324
2025	$13,046.00	$933,863 Land $530,604 Building $403,259
2023	$12,538.00 (+5.6%)	$897,600 Land $510,000 Building $387,600
2022	$11,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1627 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1627 18th St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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