1639 18th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1639 18th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,150 sqft · built 1979
Lot Size	0.072 acres (3,125 sqft)
Owner	2 Company Names on Record
Last Sale	$680,000 (Jun 2022)
Tax Bill	$10,491 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-491-007`

Property Details

APN / Parcel Number

Primary APN	`038-491-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	3,125 sqft (0.072 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1639 18TH ST
City	LOS OSOS
State	CA
Zip	93402-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	TN EL MORO BL 112 LT 10
Legal Subdivision	EL MORO
Legal Block	112
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2018
Census Tract	10703

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1639 18TH ST, LOS OSOS, CA 93402-1832
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Grant Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Jun 14, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
May 11, 2018	Grant Deed, Transfer · Conventional with PMI CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	202225066
Last Transfer Date	Mar 22, 2026
Transfer Doc	0000010142
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2026
Property Address	1639 18TH ST, LOS OSOS, CA 93402-1832
Document Number	0000010142
Instrument Date	Mar 22, 2026
Instrument	202610142
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1639 18TH ST, LOS OSOS, CA 93402-1832

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 14, 2022
Property Address	1639 18TH ST, LOS OSOS, CA 93402-1832
Document Number	0000025066
Map Reference	MB A PG 81
Instrument Date	Jun 8, 2022
Instrument	2022025066
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 18TH ST, LOS OSOS, CA 93402-1832

Mortgage

Document Number	0000025067
Date	Jun 14, 2022
Instrument	2022025067

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1639 18TH ST, LOS OSOS, CA 93402-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044411
Date	Aug 21, 2020
Instrument	2020044411

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 11, 2018
Property Address	1639 18TH ST, LOS OSOS, CA 93402-1832
Document Number	0000019315
Instrument Date	Apr 12, 2018
Instrument	19315
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1639 18TH ST LOS OSOS CA 934021832, LOS OSOS, CA 93402-1832

Mortgage

Document Number	19316
Date	May 11, 2018
Instrument	19316

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,051 (+2%) Land $487,093 Building $248,958
2025	$10,491.00 (+1.86%)	$721,620 (+4.04%) Land $477,543 Building $244,077
2024	$10,299.00 (+1.22%)
2023	$10,175.00 (+28.1%)	$693,600 Land $459,000 Building $234,600
2022	$7,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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