1595 18th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1595 18th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1979
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Jan 2021)
Tax Bill	$10,130 (2025)
Deeds & Mortgages	May 2021 Transfer Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-412-039`

Property Details

APN / Parcel Number

Primary APN	`038-412-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1595 18TH ST
City	LOS OSOS
State	CA
Zip	93402-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 83 LTS 19 & 20
Legal Subdivision	EL MORO
Legal Tract	1
Legal Block	83
Legal Lot Number	19,20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2010
Census Tract	10703

Owner

1595 18th St is owned by a company that acquired it in April 2021.

Source: San Luis Obispo County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4835, WALNUT CREEK, CA 94596-0835
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 3, 2017	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	20212913
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000035246
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 11, 2021
Property Address	1595 18TH ST, LOS OSOS, CA 93402-1830
Document Number	0000035246
Map Reference	MB A PG 81
Instrument Date	Apr 16, 2021
Instrument	2021035246
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 4835, WALNUT CREEK, CA 94596-0835

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 14, 2021
Property Address	1595 18TH ST, LOS OSOS, CA 93402-1830
Document Number	0000002913
Map Reference	MB A PG 81
Instrument Date	Jan 8, 2021
Instrument	2021002913
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4835, WALNUT CREEK, CA 94596-0835

Mortgage

Document Number	0000002914
Date	Jan 14, 2021
Instrument	2021002914

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 3, 2017
Property Address	1595 18TH ST, LOS OSOS, CA 93402-1830
Document Number	0000009776
Map Reference	MB A PG81
Instrument Date	Feb 3, 2017
Instrument	2017009776
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 18TH ST, LOS OSOS, CA 93402-1830

Mortgage

Document Number	0000009777
Date	Mar 3, 2017
Instrument	2017009777

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1595 18th St was $10,130, down 3.4% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,651 (+2%) Land $441,631 Building $276,020
2025	$10,130.00 (-3.36%)	$703,580 Land $432,972 Building $270,608
2024	$10,482.00 (+5.56%)
2023	$9,930.00 (+4.81%)	$676,260 Land $416,160 Building $260,100
2022	$9,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1595 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1595 18th St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

Nearby Properties on 18th St

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