16262 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16262 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 6 ba · 4,783 sqft · built 2018
Lot Size	0.175 acres (7,649 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Oct 2025)
Tax Bill	$15,928 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6280`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6280`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	6,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	7,649 sqft (0.175 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16262 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 628
Legal Range	42
Legal Township	46
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	628
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Aug 30, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20250371314
Deed Book / Page	36075 / 685
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0335641780
Date	May 17, 2022
Book Page	33564/1780
Instrument	20220214212

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 20, 2025
Property Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0360750685
Book / Page	36075 / 685
Map Reference	MB 122 PG 184
Instrument Date	Oct 18, 2025
Instrument	20250371314
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 LINCOLN PL # 201, 201, MADISON, NJ 07940-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0036075689
Date	Oct 20, 2025
Instrument	36075/689

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0317990643
Date	Oct 6, 2020
Book Page	31799/643
Instrument	20200371629

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Oct 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 30, 2018
Property Address	16262 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0300940097
Book / Page	030094 / 000097
Instrument Date	Aug 29, 2018
Instrument	337558
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,634.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16262 CABERNET DR DELRAY BEACH FL 334462324, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	300940098
Date	Aug 30, 2018
Book Page	030094/000098
Instrument	337559

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,928.00 (+2.95%) Homeowner's exemption	$991,425 (+2.9%)	$1,713,199 (+19.21%) Land $410,084 Building $1,303,115
2024	$15,472.00 (+2.25%) Homeowner's exemption	$963,484 (+3%)	$1,437,159 (-12.52%) Land $425,000 Building $1,012,159
2023	$15,131.00 (+0.61%) Homeowner's exemption	$935,421 (+3%)	$1,642,866 (+14.81%) Land $367,000 Building $1,275,866
2022	$15,040.00 Homeowner's exemption	$908,176	$1,430,985 Land $365,000 Building $1,065,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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