16245 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16245 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,277 sqft · built 2018
Lot Size	0.156 acres (6,813 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Apr 2026)
Tax Bill	$20,006 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6050`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,277 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	2,573 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	6,813 sqft (0.156 acres)
Garage Type	Attached
Garage Area	461 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16245 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 605
Legal Range	42E
Legal Township	46S
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	605
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

16245 Cabernet Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Palm Beach County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16245 CABERNET DR, DELRAY BEACH, FL 33446-2324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Apr 3, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FRANKLIN FIRST FINANCIAL LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	2026114999
Deed Book / Page	36416 / 1134
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 1, 2026
Property Address	16245 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0364161134
Book / Page	36416 / 1134
Instrument Date	Mar 16, 2026
Instrument	2026.114999
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	IMPACT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16245 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0000115000,
Date	Apr 1, 2026
Book Page	36416/1137
Instrument	2026.115000

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 3, 2018
Property Address	16245 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0297551009
Book / Page	29755 / 1009
Map Reference	MB122 PG184
Instrument Date	Mar 29, 2018
Instrument	20180124797
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,908.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16245 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	20180124798
Date	Apr 3, 2018
Instrument	20180124798

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16245 Cabernet Dr was $20,006, up 3.6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,006.00 (+3.61%)	$1,198,219	$1,206,401 Land $465,752 Building $740,649
2024	$19,309.00 (-1.51%)
2023	$19,606.00 (+12.32%)	$1,441,795 (+21.45%) Land $500,000 Building $941,795	$1,441,795 (+21.45%) Land $500,000 Building $941,795
2022	$17,456.00	$1,187,175 Land $412,000 Building $775,175	$1,187,175 Land $412,000 Building $775,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16245 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16245 Cabernet Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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