16280 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16280 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 6 ba · 4,783 sqft · built 2017
Lot Size	0.278 acres (12,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,004,701 (Dec 2017)
Tax Bill	$17,125 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6310`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6310`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	6,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	12,123 sqft (0.278 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16280 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 631
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	631
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16280 CABERNET DR, DELRAY BEACH, FL 33446-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Dec 6, 2017	Grant Deed, Subdivision Related Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	20170426829
Deed Book / Page	29507 / 0198
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16280 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16280 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0360601648
Date	Oct 14, 2025
Book Page	36060/1648
Instrument	20250362769

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 6, 2017
Property Address	16280 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0295071988
Book / Page	029507 / 001988
Instrument Date	Nov 28, 2017
Instrument	426829
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,032.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16280 CABERNET DR DELRAY BEACH FL 334462324, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	295071989
Date	Dec 6, 2017
Book Page	029507/001989
Instrument	426830

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,125.00 (+5.26%) Homeowner's exemption	$1,064,988 (+5.99%)	$1,849,945 (+3.69%) Land $537,503 Building $1,312,442
2023	$16,270.00 (+5.9%) Homeowner's exemption	$1,004,829 (+8.35%)	$1,784,081 (+25.97%) Land $500,000 Building $1,284,081
2022	$15,364.00 Homeowner's exemption	$927,407	$1,416,307 Land $412,000 Building $1,004,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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