1626 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1626 Irwin St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,883 sqft · built 2013
Lot Size0.62 acres (2,720 sqft)
Owner2 Individual Names on File
Last Sale$438,000 (Jul 2013)
Tax Bill$8,515 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN644-292-28-00

Property Details

APN / Parcel Number

Primary APN644-292-28-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,883 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area2,720 sqft (0.62 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1626 IRWIN ST
CityCHULA VISTA
StateCA
Zip91913-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC14RM1
Legal DescriptionLOT 152 TR 015282
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015282
Legal Block2
Legal Lot Number152
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2024
Census Tract13317

Owner

1626 Irwin St is owned and occupied by two individuals who bought it in July 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1626 IRWIN ST, CHULA VISTA, CA 91913-4304
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2013 · Amount on File
Deed SaleJul 16, 2013 · Amount on File
Deed Document Number2013443168
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1626 IRWIN ST, CHULA VISTA, CA 91913-4304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154178
DateMar 25, 2020
Instrument2020-0154178
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1626 Irwin St was $8,515 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$547,343 (+2%) Land $162,545 Building $384,798
2025$8,515.00$536,611 Land $159,358 Building $377,253
2023$9,205.00 (-6.83%)$515,775 Land $153,171 Building $362,604
2022$9,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1626 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1626 Irwin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Irwin St

Nearby Streets

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