1634 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1634 Irwin St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,666 sqft · built 2012
Lot Size0.62 acres (2,720 sqft)
OwnerIndividual Name on File
Last Sale$387,000 (Jul 2012)
Tax Bill$11,474 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN644-292-30-00

Property Details

APN / Parcel Number

Primary APN644-292-30-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,666 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area2,720 sqft (0.62 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1634 IRWIN ST
CityCHULA VISTA
StateCA
Zip91913-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC14RM1
Legal DescriptionLOT 154 TR 015282
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015282
Legal Block2
Legal Lot Number154
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2024
Census Tract13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2865 FRENCH RD, BEAUMONT, TX 77706-7917
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jan 17, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2012 · Amount on File
Deed SaleJul 27, 2012 · Amount on File
Deed Document Number2012437095
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1634 IRWIN ST, CHULA VISTA, CA 91913-4304
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 MARQUIS AVE, BAYTOWN, TX 77521-1887

Mortgage

Document Number0000384496
DateMay 20, 2021
Instrument2021-0384496
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1634 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number0000033078
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1634 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number0000033078
DateJan 23, 2017
Instrument33078
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$485,953 (+2%) Land $138,157 Building $347,796
2025$11,474.00 (+5.27%)$476,426 (+4.04%) Land $135,449 Building $340,977
2023$10,900.00 (+3.45%)$457,929 Land $130,191 Building $327,738
2022$10,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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