1614 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1614 Irwin St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,883 sqft · built 2008
Lot Size	0.74 acres (3,232 sqft)
Owner	Individual Name on File
Tax Bill	$11,562 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`644-292-25-00`

Property Details

APN / Parcel Number

Primary APN	`644-292-25-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,883 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	3,232 sqft (0.74 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1614 IRWIN ST
City	CHULA VISTA
State	CA
Zip	91913-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14RM1
Legal Description	LOT 149 TR 015282
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015282
Legal Block	2
Legal Lot Number	149
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2024
Census Tract	13317

Owner

1614 Irwin St is owned and occupied by an individual who acquired it in February 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 2, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 14, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	202077904
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	0000077904
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000382877
Date	Sep 29, 2022
Instrument	2022-0382877

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000749844
Date	Nov 25, 2020
Instrument	2020-0749844

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	77905
Date	Feb 14, 2020
Instrument	77905

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number	0000169400
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000169400
Date	May 7, 2019
Instrument	169400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number	0000294030
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000294030
Date	Jul 19, 2018
Instrument	294030

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1614 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number	0000303413
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000303413
Date	Jul 6, 2017
Instrument	303413

Lender

Name	INTERCAP LNDG
Address	ALISO VIEJO, CA 92656

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1614 Irwin St was $11,562 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,950 (+2%) Land $209,648 Building $419,302
2025	$11,562.00	$616,619 Land $205,538 Building $411,081
2023	$11,093.00 (+2.46%)	$592,676 Land $197,557 Building $395,119
2022	$10,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1614 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1614 Irwin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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