16258 Bent Tree Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16258 Bent Tree Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,366 sqft · built 1982
Lot Size	0.277 acres (12,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,500 (Jun 2018)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20T-54-0183`

Property Details

APN / Parcel Number

Primary APN	`20T-54-0183`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,066 sqft
Basement Area	138 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,053 sqft (0.277 acres)
Lot Dimensions	98 ft deep x 98 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Stoop
Patio Area	50 sqft
Balcony Area	96 sqft
Poultry House	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16258 BENT TREE DR
City	CHESTERFIELD
State	MO
Zip	63005-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	BENT TREE PLAT 1 9 20 79 LOT 323
Legal Subdivision	BENT TREE PLAT 1
Legal Lot Number	323
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4002
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 11, 2019	Deed of Trust, Mortgage DAS ACQUISITION
Jun 14, 2018	Warranty Deed, Transfer DAS ACQUISITION
Aug 31, 2017	Deed of Trust, Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Mar 7, 2013 · Amount on Record
Deed Document Number	2018198
Deed Book / Page	23068 / 952
Prior Transfer Date	Nov 30, 2001
Prior Transfer Doc	0000000240
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712

Mortgage

Document Number	0246861518
Date	Mar 2, 2021
Book Page	24686/1518
Instrument	2021030201013

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02375203856
Date	Oct 21, 2019
Book Page	23752/03856
Instrument	2019102100604

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Document Number	0237523856
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16258 BENT TREE DR CHESTERFIELD MO 630054712, CHESTERFIELD, MO 63005-4712

Mortgage

Document Number	0237523856
Date	Oct 21, 2019
Book Page	023752/003856
Instrument	604

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 14, 2018
Property Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Document Number	0230680952
Book / Page	023068 / 000952
Instrument Date	Jun 12, 2018
Instrument	198
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ALLIANCE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16258 BENT TREE DR CHESTERFIELD MO 630054712, CHESTERFIELD, MO 63005-4712

Mortgage

Document Number	230680955
Date	Jun 14, 2018
Book Page	023068/000955
Instrument	199

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16258 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Document Number	0226860299
Book / Page	022686 / 000299
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16258 BENT TREE DR CHESTERFIELD MO 630054712, CHESTERFIELD, MO 63005-4712

Mortgage

Document Number	0226860299
Date	Sep 8, 2017
Book Page	022686/000299
Instrument	38

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,500 (-) Land $30,420 Building $69,080	$523,700 (-) Land $160,100 Building $363,600
2025	$6,931.00 (+8.52%)	$99,500 (+11.02%) Land $30,420 Building $69,080	$523,700 (+11.02%) Land $160,100 Building $363,600
2024	$6,387.00 (+2.65%)
2023	$6,222.00 (+1.48%)	$89,620 (+8.63%) Land $22,820 Building $66,800	$471,700 (+8.64%) Land $120,100 Building $351,600
2022	$6,131.00	$82,500 Land $26,620 Building $55,880
2021			$434,200 Land $140,100 Building $294,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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