16241 Bent Tree Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16241 Bent Tree Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,823 sqft · built 1981
Lot Size	0.3 acres (13,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2016)
Tax Bill	$6,763 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20T-63-0121`

Property Details

APN / Parcel Number

Primary APN	`20T-63-0121`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,823 sqft Living Area
Gross Area	3,443 sqft
1st Floor Area	1,303 sqft
Basement Area	180 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,051 sqft (0.3 acres)
Lot Dimensions	87 ft deep x 87 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Patio Area	168 sqft
Balcony Area	37 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16241 BENT TREE DR
City	CHESTERFIELD
State	MO
Zip	63005-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	BENT TREE PLAT 1 9 20 79 LOT 306
Legal Subdivision	BENT TREE PLAT 1
Legal Lot Number	306
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4007
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16241 BENT TREE DR, CHESTERFIELD, MO 63005-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	2016143
Deed Book / Page	22094 / 833
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0164133009
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16241 BENT TREE DR, CHESTERFIELD, MO 63005-4710
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16241 BENT TREE DR, CHESTERFIELD, MO 63005-4710

Mortgage

Document Number	0246284502
Date	Feb 2, 2021
Book Page	24628/4502
Instrument	2021020200647

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16241 BENT TREE DR, CHESTERFIELD, MO 63005-4710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16241 BENT TREE DR, CHESTERFIELD, MO 63005-4710

Mortgage

Document Number	0241920209
Date	Aug 10, 2020
Book Page	24192/209
Instrument	2020081000926

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,090 (-) Land $30,720 Building $66,370	$511,000 (-) Land $161,700 Building $349,300
2025	$6,763.00 (+8.5%)	$97,090 (+11.04%) Land $30,720 Building $66,370	$511,000 (+11.04%) Land $161,700 Building $349,300
2024	$6,233.00 (+2.67%)
2023	$6,071.00 (+6.36%)	$87,440 (+13.84%) Land $23,050 Building $64,390	$460,200 (+13.83%) Land $121,300 Building $338,900
2022	$5,708.00	$76,810 Land $26,900 Building $49,910
2021			$404,300 Land $141,600 Building $262,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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