16244 Bent Tree Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16244 Bent Tree Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,364 sqft · built 1981
Lot Size	0.293 acres (12,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2004)
Tax Bill	$5,880 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20T-63-0251`

Property Details

APN / Parcel Number

Primary APN	`20T-63-0251`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	1,080 sqft
Basement Area	120 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,759 sqft (0.293 acres)
Lot Dimensions	88 ft deep x 88 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Patio Area	40 sqft
Balcony Area	48 sqft
Poultry House	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16244 BENT TREE DR
City	CHESTERFIELD
State	MO
Zip	63005-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	BENT TREE PLAT 1 9 20 79 LOT 321
Legal Subdivision	BENT TREE PLAT 1
Legal Lot Number	321
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4002
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Beneficiary Deed, Transfer
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Dec 6, 2000 · Amount on Record
Deed Document Number	2004515
Deed Book / Page	16201 / 37
Last Transfer Date	Apr 27, 2023
Transfer Doc	0000000452
Record Updated	Oct 29, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 27, 2023
Property Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Document Number	2023042700452
Map Reference	MB 190 PG 29
Instrument Date	Apr 27, 2023
Instrument	2023042700452
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 BENT TREE, CHESTERFIELD, MO 63005

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712

Mortgage

Document Number	0244242523
Date	Nov 9, 2020
Book Page	24424/2523
Instrument	2020110900342

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16244 BENT TREE DR, CHESTERFIELD, MO 63005-4712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239160366
Date	Feb 7, 2020
Book Page	23916/366
Instrument	2020020700043

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,360 (-) Land $30,630 Building $53,730	$444,000 (-) Land $161,200 Building $282,800
2025	$5,880.00 (+0.39%)	$84,360 (+2.7%) Land $30,630 Building $53,730	$444,000 (+2.71%) Land $161,200 Building $282,800
2024	$5,857.00 (+2.66%)
2023	$5,705.00 (+6.48%)	$82,140 (+13.94%) Land $22,990 Building $59,150	$432,300 (+13.94%) Land $121,000 Building $311,300
2022	$5,358.00	$72,090 Land $26,810 Building $45,280
2021			$379,400 Land $141,100 Building $238,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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