DeSoto County property record for 1625 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1986 |
| Square Footage | 5,492 sqft Adjusted Area |
| Lot Size | 261,360 sqft (6 acres) |
| Garage | Mixed, 480 sqft |
| Pool | 512 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,756.00 (2025) |
| Primary APN | 3-08-6-14-00-0-00006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 5,492 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stone Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 261,360 sqft (6 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 480 sqft Garage |
| Carport | Carport |
| Carport Area | 384 sqft Carport |
| Pool Area | 512 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft Shed |
| Street Address | 1625 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-3-8 PT NW 1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Lot Number | 6 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-6-14-00-0-00006-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1625 W COMMERCE ST, HERNANDO, MS 38632-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2009 |
| Deed Sale | Apr 15, 2009 |
| Deed Doc Number | 0000606393 |
| Deed Book / Page | 606 / 393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1625 W COMMERCE ST, HERNANDO, MS 38632-8413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004855/532 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 4855/532 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38671 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1625 W COMMERCE ST, HERNANDO, MS 38632-8413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | PERFECT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1625 W COMMERCE ST, HERNANDO, MS 38632-8413 |
| Document Number | 005333/203 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 5333/203 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,756.00 (+18.86%) | $49,172 (+42.05%) Land $4,200 Building $44,972 | $491,719 (+42.05%) Land $42,000 Building $449,719 |
| 2023 | $3,160.00 | $34,615 | $346,153 Land $42,000 Building $304,153 |
1625 W Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 70th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 794 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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