DeSoto County property record for 1812 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2000 |
| Square Footage | 1,468 sqft Adjusted Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,412.00 (2025) |
| Primary APN | 3-08-6-14-00-0-00004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,468 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 80 sqft Deck |
| Street Address | 1812 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-3-8 PT NW 1/4 NW 1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Subdivision | GREENBRIAR LAKES PATIO HOMES # |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-14-00-0-00004-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1812W W COMMERCE ST, HERNANDO, MS 38632-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Jul 01, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Apr 04, 2019 | Re-recorded Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2025 |
| Deed Sale | Mar 26, 2025 |
| Deed Doc Number | 0010255701 |
| Deed Book / Page | 1025 / 5701 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1812 W COMMERCE ST, HERNANDO, MS 38632-8416 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004819/032 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 4819/032 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 18, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1812 W COMMERCE ST, HERNANDO, MS 38632-8416 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 004754/015 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 4754/015 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1812 W COMMERCE ST, HERNANDO, MS 38632-8416 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 004749/041 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 4749/041 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 21, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 04, 2019 |
| Property Address | 1812 W COMMERCE ST, HERNANDO, MS 38632-8416 |
| Document Number | 000884/581 |
| Book / Page | 0884 / 581 |
| Instrument Date | Feb 21, 2019 |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 E OAK GROVE RD, HERNANDO, MS 38632-2300 |
| Name | Verified Name |
|---|---|
| Address | 10722 PARKS PLACE RD, COMO, MS 38619-7278 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (+13.96%) | $12,128 (+35.72%) Land $1,800 Building $10,328 | $80,856 (+35.72%) Land $12,000 Building $68,856 |
| 2023 | $1,239.00 | $8,936 | $59,575 Land $12,000 Building $47,575 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 46% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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