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1457 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 1457 W Commerce St, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,767 sqft · built 1965
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on File
Deeds & MortgagesSep 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-6-14-00-0-00009-00

Property Details

APN / Parcel Number

Primary APN3-08-6-14-00-0-00009-00

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area3,767 sqft Adjusted Area
1st Floor Area2,084 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Utility Building640 sqft

Location & Zoning

Street Address1457 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-8409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-3-8 PT NW 1/4
Legal Range008
Legal Township03S
Legal Section14
Legal Lot Number9
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group1
Census Block1006
Census Tract71124

Owner

Source: DeSoto County records · APN 3-08-6-14-00-0-00009-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1457 W COMMERCE ST, HERNANDO, MS 38632-8409
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage
FIRST SECURITY BANK
Apr 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2024
Deed SaleSep 30, 2024
Prior SaleApr 19, 2021 · Amount on Record
Deed Book / Page1024 / 17714
Prior Transfer DateAug 27, 2024
Prior Transfer Doc1024/17714
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1457 W COMMERCE ST, HERNANDO, MS 38632-8409
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 SPRING MEADOW CV, OLIVE BRANCH, MS 38654-8157

Mortgage

Document Number005352/541
DateSep 23, 2021
Book Page5352/541
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
AmountAmount Recorded
Term55 Months
DueApr 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 19, 2021
Property Address1457 W COMMERCE ST, HERNANDO, MS 38632-8409
Document Number000954/568
Book / Page954 / 568
Instrument DateApr 15, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyPERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1457 W COMMERCE ST, 1457, HERNANDO, MS 38632-8409

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 LITTLE ELK CV, SOUTHAVEN, MS 38672-6382

Mortgage

Document Number0005215670
DateApr 19, 2021
Instrument5215/670
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueApr 20, 2026

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2021$185,608 Land $40,000 Building $145,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimFeb 2011

Wildfire

Wildfire RiskModerate
above 57% of the US · above 70% of Mississippi
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
XfinityCable1,200 / 35
AT&TFiber1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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