1622 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1622 Riverside Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,728 sqft · built 1951
Lot Size	0.196 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2010)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-01B-01-28`

Property Details

APN / Parcel Number

Primary APN	`01-01B-01-28`
Alternative APNs	`43935` `74280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Lot Area	8,581 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74280
Street Address	1622 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	( 50' RIVER LOTS)
Legal Block	SEC 1
Legal Lot Number	28
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit WILSON & MUIR BANK & TRUST CO
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2010 · Amount on Record
Deed Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	416351
Deed Book / Page	D970 / 612
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2394/888
Date	Mar 2, 2020
Book Page	M2394/888
Instrument	564728

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066

Mortgage

Document Number	0M2612/361
Date	Jan 4, 2023
Book Page	M2612/361
Instrument	716538

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	NOT AVAILABLE, TUM KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RIVERSIDE DR, PROSPECT, KY 40059-9066

Mortgage

Document Number	0M2615/306
Date	Feb 8, 2023
Book Page	M2615/306
Instrument	719508

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (-0.39%)	$350,000 (-) Land $100,000 Building $250,000	$350,000 (-) Land $100,000 Building $250,000
2023	$4,373.00	$350,000 Land $100,000 Building $250,000	$350,000 Land $100,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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