16235 Spangler Peak Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16235 Spangler Peak Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,716 sqft · built 1982
Lot Size0.471 acres (20,498 sqft)
Owner2 Individual Names on Record
Last Sale$6,890,000 (Dec 2022)
Tax Bill$8,604 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN288-372-16-00

Property Details

APN / Parcel Number

Primary APN288-372-16-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,716 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area20,498 sqft (0.471 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16235 SPANGLER PEAK RD
CityRAMONA
StateCA
Zip92065-4240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 57 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number57
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3006
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 24, 2021Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Dec 2, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 22, 2022Grant Deed, Transfer
SPRUCE
Feb 25, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 7, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Sep 15, 2018Deed of Trust, Mortgage · VA Mortgage
ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2022 · Amount on Record
Deed SaleDec 2, 2022 · Amount on Record
Prior SaleJun 22, 2022 · Amount on Record
Deed Document Number2022457099
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240

Mortgage

Document Number0000164972
DateMar 3, 2021
Instrument2021-0164972
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240

Mortgage

Document Number0000807095
DateNov 24, 2021
Instrument2021-0807095
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 2, 2022
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000457099
Map ReferenceMAP 7519
Instrument DateDec 1, 2022
Instrument2022-0457099
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240

Mortgage

Document Number0000457100
DateDec 2, 2022
Instrument2022-0457100
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 22, 2022
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000258449
Map ReferenceMAP 7519
Instrument DateJun 17, 2022
Instrument2022-0258449
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanySPRUCE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 25, 2020
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000095236
Map ReferenceMAP 7519
Instrument DateJan 30, 2020
Instrument2020-0095236
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240

Mortgage

Document Number0000095237
DateFeb 25, 2020
Instrument2020-0095237
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000227885
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16235 SANLER PEAK RD RAMONA CA 92065, RAMONA, CA 92065

Mortgage

Document Number0000227885
DateJun 12, 2019
Instrument227885
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16235 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000394087
Instrument DateSep 15, 2018
Transaction TypeMortgage
Record UpdatedOct 1, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16235 SPANGLER PEAK RD RAMONA CA 920654240, RAMONA, CA 92065-4240

Mortgage

Document Number0000394087
DateSep 20, 2018
Instrument394087
Lender
NameISERVE RESID'L LNDG
AddressSAN DIEGO, CA 92128
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$732,233 (+2%) Land $424,483 Building $307,750
2025$8,604.00 (+6.24%)$717,876 (+4.04%) Land $416,160 Building $301,716
2023$8,099.00 (+15.73%)$690,000 Land $400,000 Building $290,000
2022$6,998.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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