16239 Spangler Peak Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16239 Spangler Peak Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,342 sqft · built 1983
Lot Size0.458 acres (19,937 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (May 2017)
Tax Bill$7,436 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-372-15-00

Property Details

APN / Parcel Number

Primary APN288-372-15-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,342 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area19,937 sqft (0.458 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16239 SPANGLER PEAK RD
CityRAMONA
StateCA
Zip92065-4240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 56 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number56
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3006
Census Tract20810

Owner

16239 Spangler Peak Rd is owned by an individual who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4949 BALTIMORE DR, 333, LA MESA, CA 91942-6514
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 25, 2017Grant Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2017 · Amount on File
Deed SaleMay 25, 2017 · Amount on File
Prior SaleMay 23, 2003 · Amount on File
Deed Document Number2017236642
Prior Transfer DateDec 14, 1998
Prior Transfer Doc0000851397
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16239 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address16239 SPANGLER PEAK RD, RAMONA, CA 92065-4240

Mortgage

Document Number0000221364
DateMar 22, 2021
Instrument2021-0221364
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueJan 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16239 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127604
DateMar 12, 2020
Instrument2020-0127604
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2017
Property Address16239 SPANGLER PEAK RD, RAMONA, CA 92065-4240
Document Number0000236642
Instrument DateMay 3, 2017
Instrument236642
Transaction TypeTransfer
Record UpdatedJun 1, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16239 SPANGLER PEAK RD RAMONA CA 920654240, RAMONA, CA 92065-4240

Mortgage

Document Number236643
DateMay 25, 2017
Instrument236643
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16239 Spangler Peak Rd was $7,436.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$619,530 (+2%) Land $295,947 Building $323,583
2025$7,436.00$607,384 Land $290,145 Building $317,239
2023$6,906.00 (-1.37%) Homeowner's exemption$583,800 Land $278,879 Building $304,921
2022$7,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16239 Spangler Peak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16239 Spangler Peak Rd is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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