San Diego County property record for 16221 Spangler Peak Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1980 |
| Lot Size | 0.479 acres (20,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (May 2026) |
| Tax Bill | $6,141 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-371-02-00 |
| Primary APN | 288-371-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 20,878 sqft (0.479 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16221 SPANGLER PEAK RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 59 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20810 |
16221 Spangler Peak Rd is owned and occupied by an individual who bought it in May 2026.
Source: San Diego County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Grant Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | Nov 16, 2010 · Amount on File |
| Deed Document Number | 2026134217 |
| Prior Transfer Date | Oct 2, 2014 |
| Prior Transfer Doc | 0000436108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 11, 2026 |
| Property Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Document Number | 0000134217 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.134217 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,436.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Document Number | 0000134218, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..134218 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000134219, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026.134219 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jul 6, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000135703 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2017-0135703 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Document Number | 0000638251 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020-0638251 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Document Number | 0000139923 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16221 SPANGLER PEAK RD RAMONA CA 920654240, RAMONA, CA 92065-4240 |
| Document Number | 0000139923 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 139923 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16221 SPANGLER PEAK RD, RAMONA, CA 92065-4240 |
| Document Number | 0000423348 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 16221 SPANGLER PEAK RD RAMONA CA 920654240, RAMONA, CA 92065-4240 |
| Document Number | 0000423348 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 423348 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16221 Spangler Peak Rd was $6,141, down 1.3% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $501,723 (+2%) Land $169,961 Building $331,762 | |
| 2025 | $6,141.00 (-1.32%) Homeowner's exemption | $491,886 Land $166,629 Building $325,257 |
| 2024 | $6,223.00 (+8.51%) | |
| 2023 | $5,735.00 (-1.95%) Homeowner's exemption | $472,787 Land $160,159 Building $312,628 |
| 2022 | $5,849.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16221 Spangler Peak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16221 Spangler Peak Rd is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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