16224 Petz Rd, Capac, MI 48014 Property Records

St. Clair County property record for 16224 Petz Rd, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,490 sqft · built 1925
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$17,500 (Feb 2018)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-27-007-2004-000`

Property Details

APN / Parcel Number

Primary APN	`74-27-007-2004-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,490 sqft Living Area
1st Floor Area	740 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	38,333 sqft (0.88 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16224 PETZ RD
City	CAPAC
State	MI
Zip	48014-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 9 RDS OF W 20 RDS OF NE 1/4 & N 3' OF S 151.5' OF W 325' OF NE 1/4 1.13 A SEC 7 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	07
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	4
Census Block	4005
Census Tract	657200

Owner

16224 Petz Rd is owned and occupied by an individual who bought it in February 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	16224 PETZ RD, CAPAC, MI 48014-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU
May 10, 2019	Deed of Trust, Mortgage · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Document Number	20182996
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	2018002996
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	16224 PETZ RD, CAPAC, MI 48014-1604
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 PETZ RD, CAPAC, MI 48014-1604

Mortgage

Document Number	536720
Date	May 17, 2021
Book Page	5367/20
Instrument	2021014887

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	16224 PETZ RD, CAPAC, MI 48014-1604
Document Number	0052840449
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 PETZ RD CAPAC MI 480141604, CAPAC, MI 48014-1604

Mortgage

Document Number	0052840449
Date	Dec 9, 2020
Book Page	005284/000449

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 8, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	16224 PETZ RD, CAPAC, MI 48014-1604
Document Number	0050570510
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 PETZ RD CAPAC MI 480141604, CAPAC, MI 48014-1604

Mortgage

Document Number	0050570510
Date	May 20, 2019
Book Page	005057/000510

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 16224 Petz Rd was $2,039 with a homeowner's exemption, up 2.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+2.92%)	$190,600
2025	$2,039.00 (+2.41%) Homeowner's exemption	$92,600
2024	$1,991.00		$185,200
2023		$82,700
2022	$1,775.00		$165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16224 Petz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16224 Petz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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