1622 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1622 38th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,144 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Jan 2023)
Tax Bill	$3,878 (2026)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51184-0104`

Property Details

APN / Parcel Number

Primary APN	`82-51184-0104`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	4 Stories
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Width	120 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1622 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PART OF LOT 3 BLK 1 LYING W OF E'LY 37.50' OLD # 30.20183.079 STERLING WOODS SECTION 35 TOWNSHIP 124 RANGE 028 30.20183.079
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	STERLING WOODS
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

1622 38th St S is owned and occupied by an individual who bought it in January 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1622 38TH ST S, SAINT CLOUD, MN 56301-9554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed, Transfer MISC COMPANY
Jan 6, 2023	Warranty Deed, Transfer MISC COMPANY
Mar 11, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	20231504030
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 6, 2023
Property Address	1622 38TH ST S, SAINT CLOUD, MN 56301-9554
Document Number	00A1647123
Instrument Date	Jan 3, 2023
Instrument	A1647123
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 DEERWOOD CT, SAINT CLOUD, MN 56301-9569

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 6, 2023
Property Address	1622 38TH ST S, SAINT CLOUD, MN 56301-9554
Document Number	00A1647124
Instrument Date	Jan 3, 2023
Instrument	A1647124
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 38TH ST S, SAINT CLOUD, MN 56301-9554

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 11, 2021
Property Address	1622 38TH ST S, SAINT CLOUD, MN 56301-9554
Document Number	00A1596546
Instrument Date	Mar 5, 2021
Instrument	A1596546
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3700 DEERWOOD CT, SAINT CLOUD, MN 56301-9569

Tax Assessment & Valuation

The 2026 property tax bill for 1622 38th St S was $3,878 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,878.00
2025		$280,600 Land $65,000 Building $215,600	$280,600 Land $65,000 Building $215,600
2023	$3,092.00	$264,600 Land $65,000 Building $199,600	$264,600 Land $65,000 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1622 38th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1622 38th St S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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