1648 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1648 38th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Vacant Land
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2026)
Tax Bill	$548 (2026)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51184-0100`

Property Details

APN / Parcel Number

Primary APN	`82-51184-0100`

Exterior

Lot Area	28,314 sqft (0.65 acres)
Lot Width	130 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1648 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9554
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	LOT 001 BLK 001 STERLING WOODS SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	STERLING WOODS
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

Source: Stearns County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1648 38TH ST S, SAINT CLOUD, MN 56301-9554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Deed Document Number	20261721814
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 29, 2026
Property Address	1648 38TH ST S, SAINT CLOUD, MN 56301-9554
Document Number	0001721814
Instrument Date	Sep 28, 2026
Instrument	20261721814
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 38TH ST S, SAINT CLOUD, MN 56301-9554

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$548.00 (-57.39%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2025		$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2023	$1,286.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on 38th St S

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