1611 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1611 38th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft · built 1996
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Nov 2021)
Tax Bill	$6,272 (2026)
Deeds & Mortgages	Nov 2021 Sale Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51184-0226`

Property Details

APN / Parcel Number

Primary APN	`82-51184-0226`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Width	225 ft Width
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1611 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 015 BLK 002 STERLING WOODS 2ND ADD SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	STERLING WOODS 2ND ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

1611 38th St S is owned and occupied by an individual who bought it in November 2021.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1611 38TH ST S, SAINT CLOUD, MN 56301-9555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer MISC COMPANY
Jan 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jan 16, 2018 · Amount on File
Deed Document Number	20211618973
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 8, 2021
Property Address	1611 38TH ST S, SAINT CLOUD, MN 56301-9555
Document Number	00A1618973
Instrument Date	Oct 29, 2021
Instrument	A1618973
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1611 38TH ST S, SAINT CLOUD, MN 56301-9555

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 16, 2018
Property Address	1611 38TH ST S, SAINT CLOUD, MN 56301-9555
Document Number	00A1513097
Instrument Date	Jan 12, 2018
Instrument	A1513097
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1611 38TH ST S, SAINT CLOUD, MN 56301-9555

Tax Assessment & Valuation

The 2026 property tax bill for 1611 38th St S was $6,272 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,272.00
2025		$296,700 Land $65,000 Building $231,700	$296,700 Land $65,000 Building $231,700
2023	$4,646.00	$285,700 Land $65,000 Building $220,700	$285,700 Land $65,000 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1611 38th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1611 38th St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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