1605 Oscar St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1605 Oscar St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1972
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,471 (2025)
APN	`03-8.0-28-003-002-082.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-003-002-082.000`

Interior

Building Area	1,140 sqft Base Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	121,968 sqft (2.8 acres)

Location & Zoning

Street Address	1605 OSCAR ST
City	SAINT JOSEPH
State	MO
Zip	64505-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	28-58-35SWSUB: LOT: BLK:LGL DESC:BEG 1864' OF SW COR TH E 221.58' S 627' W 221.58' N 627' TO POB
Legal Range	35W
Legal Township	58N
Legal Section	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2028
Census Tract	300

Owner

Source: Buchanan County records · APN 03-8.0-28-003-002-082.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1605 OSCAR ST, SAINT JOSEPH, MO 64505-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2009
Deed Sale	Nov 19, 2009
Deed Document Number	200914313
Deed Book / Page	3182 / 442
Prior Transfer Date	Nov 18, 2009
Prior Transfer Doc	03182/0442
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00	$22,910 (+14.04%) Land $2,950 Building $19,960	$120,570 (+14.07%) Land $15,500 Building $105,070
2024	$1,471.00 (+11.69%)
2023	$1,317.00 (-0.68%)	$20,090 (-) Land $2,950 Building $17,140	$105,700 (-) Land $15,500 Building $90,200
2022	$1,326.00	$20,090 Land $2,950 Building $17,140
2021			$105,700 Land $15,500 Building $90,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.