1608 Oscar St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1608 Oscar St, Saint Joseph, MO 64505

Property Summary

Property TypeResidential Vacant Land
Details1,200 sqft · built 1925
Lot Size2.81 acres (122,404 sqft)
Owner2 Individual Names on Record
Tax Bill$192 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale
APN03-8.0-28-003-002-084.000

Property Details

APN / Parcel Number

Primary APN03-8.0-28-003-002-084.000

Interior

Building Area1,200 sqft Living Area
1st Floor Area1,386 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area122,404 sqft (2.81 acres)

Location & Zoning

Street Address1608 OSCAR ST
CitySAINT JOSEPH
StateMO
Zip64505-1229
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeCITY
Legal Description28-58-37SW SUB: LOT: BLK: LGL DESC: COMM SW4 OF SEC N 660' E 198' TO POB N 560' E 220' S 660' W TO POB
Legal Range35W
Legal Township58N
Legal Section28
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2029
Census Tract300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1602 OSCAR ST, SAINT JOSEPH, MO 64505-1229
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Warranty Deed, Transfer · VA Mortgage
LEADER ONE FINANCIAL CORP
Sep 25, 2023Warranty Deed, Transfer
ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024
Deed SaleAug 13, 2024
Prior SaleAug 2, 2024 · Amount on Record
Deed Document Number20246265
Deed Book / Page3799 / 836
Prior Transfer DateJul 30, 2024
Prior Transfer Doc0000006265
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 22, 2023
Property Address1602 OSCAR ST, SAINT JOSEPH, MO 64505-1229
Document Number003790/944
Book / Page3790 / 944
Instrument DateSep 22, 2023
Instrument2023007494
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 OSCAR ST, SAINT JOSEPH, MO 64505-1229

Mortgage

Document Number003790/949
DateSep 22, 2023
Book Page3790/949
Instrument2023007499
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateSep 25, 2023
Property Address1602 OSCAR ST, SAINT JOSEPH, MO 64505-1229
Document Number003790/973
Book / Page3790 / 973
Instrument DateSep 22, 2023
Instrument2023007523
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1602 OSCAR ST, SAINT JOSEPH, MO 64505-1229

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$192.00 (+0.52%)$2,530 (-89.04%) Land $2,530$13,310 (-89.04%) Land $13,310
2024$191.00 (-87.39%)
2023$1,515.00 (+8.68%)$23,080 (+9.23%) Land $3,740 Building $19,340$121,460 (+9.27%) Land $19,680 Building $101,780
2022$1,394.00$21,130 Land $2,950 Building $18,180
2021$111,160 Land $15,500 Building $95,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims53 (1984–2019)
Claims Outside the SFHA9 of 53
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims
  • Flooding, Jul 2011 · 18 claims
  • Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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